Compre Portfolios of the Poor: How the World's Poor Live on $2 a Day Confira também os eBooks mais vendidos, lançamentos e livros digitais exclusivos. Editorial Reviews. From Publishers Weekly. Veterans in economics and microfinance scrutinize eBook features: Highlight, take notes, and search in the book; Length: pages; Word Wise: Enabled; Enhanced Typesetting: Enabled; Page Flip: Enabled. Portfolios of the Poor: How the World's Poor Live on $2 a Day by Daryl Collins. Read online, or download in secure PDF or secure EPUB format.
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Read "Portfolios of the Poor How the World's Poor Live on $2 a Day" by Daryl Collins available from Rakuten Kobo. Sign up today and get $5. Ebooks lezen is heel makkelijk: na aankoop zijn ze direct beschikbaar op je Kobo Portfolios of the Poor is the first book to systematically explain how the poor. Portfolios of the Poor is the first book to systematically explain how the poor find solutions to their everyday financial problems. The authors.
The stories of these families are often surprising and inspiring. Most poor households do not live hand to mouth, spending what they earn in a desperate bid to keep afloat. Instead, they employ financial tools, many linked to informal networks and family ties. They push money into savings for reserves, squeeze money out of creditors whenever possible, run sophisticated savings clubs, and use microfinancing wherever available.
Their experiences reveal new methods to fight poverty and ways to envision the next generation of banks for the "bottom billion. Indispensable for those in development studies, economics, and microfinance, Portfolios of the Poor will appeal to anyone interested in knowing more about poverty and what can be done about it.
Portfolios of the Poor: Dealing with Risk. The Price of Money. Better Portfolios.
Appendix 1 The Story behind the Portfolios. The authors probe what this reveals about the nature of poverty, and also about the health and usefulness of these formal institutions.
In turning to prescription, the authors ask how the financial tools offered by the microfinance industry can be made better.
A revealing chapter looks at the success of The Grameen Bank of Bangladesh — a pioneering microfinance institution that experienced tremendous growth during the course of the survey by offering savings and credit accounts to the poor — but the authors argue that more is needed.
They call for financial institutions to provide better cash-flow management systems that allow for small deposits and withdrawals at any time; long-term contractual savings products that allow the poor to limit the effects of expensive events like weddings and funerals or with emergencies and large downloads; and general-purpose loans a departure from the current trend of loaning for the purpose of setting up a business.
The Portfolios of the Poor Chapter 2: The Daily Grind Chapter 3: Dealing with Risk Chapter 4: Building Blocks: Creating Usefully Large Sums Chapter 5: The Price of Money Chapter 6: Rethinking Microfinance: Better Portfolios Excerpt.